Will you lose your home when interest rates go up?

Will you lose your home when interest rates go up?

Updated guide: For our current, in-depth take, read Beyond Interest-Rate Panic: a capital-allocation guide. A client asked me a few days ago, "Are interest rates going to go up? I am afraid I could lose my house". Unfortunately, the 2008 financial crisis still feels very recent, but much misinformation exists. And my answer to him was, "Absolutely not! You are locked in with an amazing rate, and your...

Is Inflation Getting Worse? And How Would This Impact Real Estate?

Is Inflation Getting Worse? And How Would This Impact Real Estate?

Updated guide: For our current, in-depth take, read Ignoring the headlines on property values. Over the last few weeks, we've heard media reports about inflation finally being under control. But is this real or just a "mirage"?   Let's start by explaining that inflation is the increase in the overall price level of goods and services in an economy over time. It is caused by several factors,...

San Diego Beach

Thank you for everything…

We are almost three weeks into 2023, but it is never too late to share exciting updates about this year.   Firstly, I am writing to express my sincere gratitude for your trust and referrals. Because of your support, I have been able to grow my business and help many families achieve their real estate dreams, as well as support entrepreneurs in reaching their business goals by assisting them...

holiday

Holiday anxiety is a real thing.

Holiday anxiety is a real thing, especially for many entrepreneurs. I wrote a post about this on my social media this week, and I got many more responses than expected, so I am sharing it with you as well! (Btw, are we following each other on social media yet? If not, let’s connect! You can find me on Instagram, Facebook, or LinkedIn as @realestatebynajla)   As the end of the year...

Baja California

Why you should not invest in Baja California.

Baja California, mainly referred to as Baja, is the furthest North West state in Mexico. It is known for its extensive coastlines in the Pacific Ocean and the Sea of Cortez. There has been much raving about why people should invest in this neighboring state, but I am here to share seven reasons why you should not invest in Baja's real estate.   1. If experiencing beautiful sunrises and...

Seasons

In the real estate market, winter is also coming…

Updated guide: For our current, in-depth take, read Ignoring the headlines on property values. The real estate market, like the weather, goes through seasons. We are now facing the fall season, where supply and demand drop and will reach their lowest point during winter. And then again, next year, after the Superbowl, we will see it get warmer again.   On the other hand, many potential buyers...

Offer

I couldn’t get an offer accepted last week.

Updated guide: For our current, in-depth take, read Buy with a system, not the hustle. We all know the market has shifted, we hear it daily, and the media, as always, loves to make it sound like a crisis. The thing is, if it's not negative news, it will not sell. So here is the (not so negative) real estate market summary. For almost two years, we were in the deepest seller's market our...

Birthday

My birthday resolution.

This post is a lot more personal than what you have read from me before. I turned 37 years old yesterday! And I am happy to say that I am living my dreams! I have reached every single goal I have set my mind to. I am living in the best city in the world (at least that is my opinion); I married the most amazing man, who sometimes believes more in me than I do; I have two beautiful, happy, and healthy...

Will your home be the one to sell at a higher price?

Will your home be the one to sell at a higher price?

Updated guide: For our current, in-depth take, read Real estate pricing strategy in a shifting market. Usually, the most cosmetically appealing home on the market is the first to sell at a higher price. As I have mentioned, the real estate market has been rapidly changing, and demand has decreased considerably because of higher interest rates at around 7% on average. So, if you have been thinking about...

Interest rates reach the 7%s Will home prices finally drop?

Interest rates reach the 7%s Will home prices finally drop?

Updated guide: For our current, in-depth take, read Beyond Interest-Rate Panic: a capital-allocation guide. Over the last few weeks, mortgage interest rates have continuously climbed to the point of reaching the mid-7 % on average, where they currently are. It's crazy that we started in the higher 2% this year! The rapid increase in rates is something that we have seen once before, so let's look into...

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