Will your home continue to appreciate?

Will your home continue to appreciate?

Updated guide: For our current, in-depth take, read Ignoring the headlines on property values. Since the rise in interest rates, many homeowners worry about the negative effect it could have on their home value. No need to stress out! The rate of your property value increase can depend on many factors, including the community where your home is located, local demand for housing, and the economy as a...

Rates SD

The Real Estate Market is Changing!

Updated guide: For our current, in-depth take, read Ignoring the headlines on property values. But what is changing? The speed at which homes are selling. In the first quarter of this year, we saw homes selling on average in 17 days. A strong seller's market is under 60 days, so 17 days was complete INSANITY!   This fast-paced market was caused mainly because of a very low inventory. We...

Mortage Rates

Should you wait until interest rates drop to purchase a home?

Updated guide: For our current, in-depth take, read Beyond Interest-Rate Panic: a capital-allocation guide. If you are debating whether to purchase a home now or wait, maybe this information can be helpful to you.   The low-interest rates that we had during 2020 and 2021 were a strong effort from the government to keep the economy active. Low-interest rates incentivize spending because...

Price Change

Recession Does Not Mean Housing Crisis

Updated guide: For our current, in-depth take, read Is the housing market really in crisis?. As talk of a recession starts to linger, buying or selling a home can be quite scary! However, a recession does not mean you should begin to worry by any means. Let's take a look at the facts.   The graphic above proves home prices have appreciated in 4 of the last six recessions. In reality, home...

Del Mar

Why Choose Del Mar?

Quick answer: Del Mar is one of San Diego’s most supply-constrained coastal markets — small, walkable, beach-adjacent, and persistently in demand — which makes it durable for lifestyle buyers and resilient for value, but unforgiving on pricing and diligence. Buy it for the location scarcity, underwrite it like the premium asset it is, and verify everything before you commit. Table of contentsWhat...

Pool

Must Do’s for First Time Home Buyers

Quick answer: First-time buyers succeed by getting financing-clear before they shop, buying on total monthly cost rather than list price, budgeting for closing and reserves, and choosing an agent who protects them through inspection and negotiation. Most first-purchase regret traces to skipping one of these, not to the market. Table of contentsWhy do first-time buyers stumble?Why is pre-approval the real...

Najla Realtor

Nice to Meet You!

I wanted to personally introduce myself. I started my career in Real Estate in 2016, and was awarded the 40 Under 40 Award by the San Diego Association of Realtors in 2020 for my successful Real Estate career. I am also a business and life coach and am passionate about helping others achieve their dreams.   I studied Industrial Engineering and have a Masters in Business Administration. I...

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Zillow is crashing! Is the housing market crashing too?

Updated guide: For our current, in-depth take, read Ignoring the headlines on property values.Last week Zillow had to cut 25% of their personnel, leaving more than 6,400 unemployed, after their program where they were buying, renovating, and selling homes themselves, did not work. They were relying solely on their “Zestimates”, the property values determined by their algorithm. But, as I mentioned...

Solana

Why Choose Solana Beach?

Quick answer: Solana Beach is a compact, coastal North County community — walkable, design-and-train-connected, family-friendly, and supply-limited — that rewards lifestyle and long-horizon buyers. Like all scarce coastal markets, it is durable on value but unforgiving on pricing and diligence: buy it for the location, underwrite it conservatively, and verify everything before you commit. Table of...

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