SD

Mortage Rates

Should you wait until interest rates drop to purchase a home?

If you are debating whether to purchase a home now or wait, maybe this information can be helpful to you.   The low-interest rates that we had during 2020 and 2021 were a strong effort from the government to keep the economy active. Low-interest rates incentivize spending because everything is easier to purchase; everything is cheaper, from credit cards, personal loans, mortgages, and auto...

Price Change

Recession Does Not Mean Housing Crisis

As talk of a recession starts to linger, buying or selling a home can be quite scary! However, a recession does not mean you should begin to worry by any means. Let's take a look at the facts.   The graphic above proves home prices have appreciated in 4 of the last six recessions. In reality, home prices have only fallen twice, a minimal amount in the early '90s and almost by 20% in the...

Del Mar

Why Choose Del Mar?

The market in Del Mar is one of the most competitive in San Diego County. But why is it so attractive, and what should a buyer or even a seller look out for?   With a population of just over 4,000, Del Mar offers an "urban-suburban" mix feel with some fantastic characteristics. As a small coastal town, there is a wide variety of beach activities throughout the year. It is ranked #3 in...

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