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A client asked me a few days ago, "Are interest rates going to go up? I am afraid I could lose my house". Unfortunately, the 2008 financial crisis still feels very recent, but much misinformation exists. And my answer to him was, "Absolutely not! You are locked in with an amazing rate, and your monthly payment will continue to be the same for the entire 30 years of your loan!". But let me explain a...

Baja California, mainly referred to as Baja, is the furthest North West state in Mexico. It is known for its extensive coastlines in the Pacific Ocean and the Sea of Cortez. There has been much raving about why people should invest in this neighboring state, but I am here to share seven reasons why you should not invest in Baja's real estate.   1. If experiencing beautiful sunrises and...