I have moved from Mexico to Italy, then back to Mexico, then to the US. And who knows, I may find myself in Mexico again or maybe somewhere else. I know moving can be a stressful and uncertain time, especially if you're relocating and have to navigate new rules, regulations, laws, and even the real estate market. That's why working with someone local with the feeling, knowledge, and connections needed...
Quick answer: The down payment is the most overestimated barrier to buying in San Diego. VA, low-down conventional, FHA, and assistance programs let many qualified buyers purchase with little or nothing down — the real gatekeepers are credit, income stability, and total monthly cost, not a 20% myth. Confirm every figure with a lender; this is education, not lending advice. Table of contentsWhy is the...
Updated guide: For our current, in-depth take, read Beyond Interest-Rate Panic: a capital-allocation guide. A client asked me a few days ago, "Are interest rates going to go up? I am afraid I could lose my house". Unfortunately, the 2008 financial crisis still feels very recent, but much misinformation exists. And my answer to him was, "Absolutely not! You are locked in with an amazing rate, and your...
Updated guide: For our current, in-depth take, read Ignoring the headlines on property values. Over the last few weeks, we've heard media reports about inflation finally being under control. But is this real or just a "mirage"? Let's start by explaining that inflation is the increase in the overall price level of goods and services in an economy over time. It is caused by several factors,...
We are almost three weeks into 2023, but it is never too late to share exciting updates about this year. Firstly, I am writing to express my sincere gratitude for your trust and referrals. Because of your support, I have been able to grow my business and help many families achieve their real estate dreams, as well as support entrepreneurs in reaching their business goals by assisting them...
Holiday anxiety is a real thing, especially for many entrepreneurs. I wrote a post about this on my social media this week, and I got many more responses than expected, so I am sharing it with you as well! (Btw, are we following each other on social media yet? If not, let’s connect! You can find me on Instagram, Facebook, or LinkedIn as @realestatebynajla) As the end of the year...
Baja California, mainly referred to as Baja, is the furthest North West state in Mexico. It is known for its extensive coastlines in the Pacific Ocean and the Sea of Cortez. There has been much raving about why people should invest in this neighboring state, but I am here to share seven reasons why you should not invest in Baja's real estate. 1. If experiencing beautiful sunrises and...
Updated guide: For our current, in-depth take, read Ignoring the headlines on property values. The real estate market, like the weather, goes through seasons. We are now facing the fall season, where supply and demand drop and will reach their lowest point during winter. And then again, next year, after the Superbowl, we will see it get warmer again. On the other hand, many potential buyers...
Updated guide: For our current, in-depth take, read Buy with a system, not the hustle. We all know the market has shifted, we hear it daily, and the media, as always, loves to make it sound like a crisis. The thing is, if it's not negative news, it will not sell. So here is the (not so negative) real estate market summary. For almost two years, we were in the deepest seller's market our...
Updated guide: For our current, in-depth take, read Real estate pricing strategy in a shifting market. Usually, the most cosmetically appealing home on the market is the first to sell at a higher price. As I have mentioned, the real estate market has been rapidly changing, and demand has decreased considerably because of higher interest rates at around 7% on average. So, if you have been thinking about...
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