Updated guide: For our current, in-depth take, read Beyond Interest-Rate Panic: a capital-allocation guide. A client asked me a few days ago, "Are interest rates going to go up? I am afraid I could lose my house". Unfortunately, the 2008 financial crisis still feels very recent, but much misinformation exists. And my answer to him was, "Absolutely not! You are locked in with an amazing rate, and your...
Updated guide: For our current, in-depth take, read Beyond Interest-Rate Panic: a capital-allocation guide. If you are debating whether to purchase a home now or wait, maybe this information can be helpful to you. The low-interest rates that we had during 2020 and 2021 were a strong effort from the government to keep the economy active. Low-interest rates incentivize spending because...
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